Nearly everyone who is shopping for a diamond is familiar with the 4C’s: clarity, color, cut, and carat weight. It’s the traditional GIA grading...
Jewelry Appraisals
Jewelry Appraisals are almost certainly the whole reason for your visit. They’re what we, at American Gem Registry, do. Jewelry appraisals are a completely unregulated industry, thus it is all the more important that you get your jewelry appraised by an trained and Independent Appraiser, that is, a professional that is different from whoever sold you the jewelry in the first place. A report from the seller is called a receipt. You want one of those too, but it’s not the same thing.
Jewelry appraisals have several different purposes depending on your objectives. Insurance. Estate distribution. Tax matters. several more. You can see more about this in the following articles. Most appraisals are about insurance.
It’s not as simple as it seems. The insurance company isn’t usually agreeing to pay the declared value in the case of a loss. Far more typically, they’re agreeing to replace with ‘like kind and quality’ or words to that effect. That means they’re going to buy you a new item. The reason they are asking for jewelry appraisals is that they effectively serve as the purchase order for that replacement. They’re more interested in the descriptions and the photographs than the bottom line price.
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More Information About Jewelry Appraisals
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